Bank-Startup Partnerships Face Increased Regulation

Greater Scrutiny Looms for ‘Rent-a-Charter’ Deals
– The Wall Street Journal

The Wall Street Journal interviewed Manatt’s Brian Korn, chair of the firm’s digital finance and marketplace lending practice, for an article about the FDIC’s proposed guidelines to increase supervisory attention for banks that partner with third-party firms to make loans, such as financial technology startups.

Korn estimated that fewer than 50 U.S. banks work closely with online lenders. “The FDIC wants to make sure these banks are doing their homework and aren’t just puppets,” he said. He added that in his experience such banks were “very focused on safety and soundness, even more so than other banks of their size.”

Read the article here

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