Newsletters

11.12.15

Auto Loans at the Top of OCC's Supervisory Priority List

In two recent speeches, Comptroller of the Currency Thomas J. Curry discussed the supervisory priorities of the Office of the Comptroller of the Currency (OCC), including bank operational risks, increased credit exposures and insufficient loan loss reserves.


08.12.15

Madden 2015 Has Nothing to Do With Football

Legendary NFL coach John Madden probably has no idea that his last name now invokes shrugs, grunts and eye-rolling from the marketplace lending community.


07.16.15

Regulators Keep Their Feet on the Gas in Actions Against Auto Lenders; NY AG Latest to Bring Suit

The automotive industry is continuing to face heavy scrutiny from regulators.


07.02.15

CFPB Releases Final Rule for Nonbank Auto Lenders Oversight

The Consumer Financial Protection Bureau (CFPB) released its final rule providing oversight of larger participants in the nonbank auto-financing ecosystem, along with examination procedures for covered entities, making the significant expansion of its supervision official.


04.27.15

Keys to Surviving Your First IPO

2014 was a big year for initial public offerings (IPOs). According to Renaissance Capital, 273 companies took the plunge in 2014, the most since 406 companies went public in 2000.


04.09.15

Top 5 Issues in Consumer P2P Law and Regulation

Though now several years old, peer-to-peer lending (P2P) has rapidly come of age in the past two years as loan volumes and investment accounts have spiked significantly.


03.30.15

“A” is For Approved: SEC Finalizes Regulation A+, the Small Offering Exemption

Securities lawyers had a “first time in forever” moment on March 25, when the U.S. Securities and Exchange Commission (SEC) voted to approve landmark reforms to its Regulation A, the so-called (and until now little-used) “small offering exemption.”