Newsletters

02.04.11

It’s Hard for Banks to Tell It Like It Is

After Call Reports are filed and earnings are released in January, the attention of boards and management at many publicly-held community banks and bank holding companies turns to preparation of 10-K filings and Annual Reports to shareholders, with Proxy Statements next on the horizon. 


10.27.10

Does Dodd-Frank Contain a Virus for Private Equity Investments in Banks?

A little-noticed provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Dodd-Frank”) has the potential of curtailing significant investments by private equity firms in banks.


09.13.10

Dodd-Frank and Reconsidering Financial Holding Company Status

Section 606 of the Dodd-Frank Act adds a new standard for a bank holding company (BHC) which elects to become, or already is, a financial holding company (FHC). 


08.02.10

Dodd-Frank Act Means No Summer Vacation for Compensation Committees

While the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) is largely directed at reforms within the financial services industry, Congress did not miss its opportunity to adopt regulations on corporate governance and compensation practices applicable to ...


07.21.10

The Future of the Federal Thrift Charter

Today, when the President signed the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Reform Act”) into law, he set in motion the beginning of the end for the Office of Thrift Supervision.


07.16.10

Congress Passes Financial Reform Bill Impacting The Card Processing Business

The Dodd-Frank Wall Street Reform and Consumer Protection Act ("Act") was passed by the Senate yesterday afternoon, and it now goes to the President for signature. 


07.01.10

The Dodd-Frank Act Will Open All States To Interstate De Novo Branching

One section, covering half a page in the 2,300 page Conference Committee Report for the Dodd-Frank Wall Street Reform and Consumer Protection Act, will remove the key political compromise of the 1994 Riegle-Neal Interstate Banking and Branching Efficiency Act. 


06.15.10

The Current Regulatory Environment and its Impact on Bank Directors

First, pessimistic, negative and critical examinations with calls for increased capital and other remedial action.


05.18.10

Private Equity + Real Estate Capital = A Good Marriage For Banks

Over the past two years the banking industry has struggled with increasing levels of capital inadequacy as a result of write-downs of bad loans. 


03.08.10

Limits on Creditors Rights Title Insurance Coverage

All major title insurance companies have recently communicated to their customers that they will no longer provide "creditor's rights" title insurance coverage in lender's or owner's policies of title insurance through the American Land Title Association's (the ...