Thought Leadership

Virginia’s Consumer Data Protection Act Has Passed: What’s in It?

Yesterday evening, Virginia Governor Ralph Northam signed the Consumer Data Protection Act (CDPA), making Virginia the latest state to enact a cross-industry privacy rights law.

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Fintech Year in Review—2020

As we prepare to put 2020 in the rearview mirror, many of us will not have fond memories of the year.

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The California Privacy Rights Act Has Passed: What’s in It?

On November 3, 2020, Californians will vote on Proposition 24, a ballot measure that would create the California Privacy Rights Act (CPRA).

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Volcker Rule Changes Provide Stimulus Effect With Banks and Investment Funds

On June 25, 2020, federal banking and securities regulators issued new regulations that will ease burdens on banks that involve themselves with certain types of investment funds.

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The Digital Health Investment Landscape Post-COVID-19

During the COVID-19 crisis, there remains a lot of activity and interest in digital health.

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Privacy Considerations for Navigating COVID-19

As companies develop policies and procedures to respond to the COVID-19 outbreak, company leadership would do well to consider the limitations and prohibitions on the processing of employee information under federal and state privacy laws, as well as those in any internal company policies.

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TCPA, State Telemarketing Bans and Coronavirus—What You Should Know

COVID-19 is having a widespread impact on our communities and businesses, including the ability to place telephone calls under the federal Telephone Consumer Protection Act (TCPA) and state law equivalents.

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FDIC Offers De Novo Guidance for Nontraditional Applicants

In an attempt to help non-banks and fintechs understand the de novo application process, the Federal Deposit Insurance Corporation (FDIC) released new materials, including a supplement to its Deposit Insurance Application Procedures Manual (the Supplement) that describes special considerations and procedures for unique or complex proposals, such as those submitted by nontraditional...

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CSBS Reports On Progress in Implementing Vision 2020

What progress has the Conference of State Bank Supervisors (CSBS) made in implementing the 2019 recommendations of the Fintech Industry Advisory Panel (the “Advisory Panel”) related to Vision 2020, its bold approach to modernizing and streamlining the state licensing and supervision of fintech companies?

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Estimating the ROI of Telehealth Programs

The literature speaking to the ROI of telehealth is decidedly mixed.

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